Home Buyer FAQ with Kyla Egge
As a REALTOR®, I don’t believe in doing things halfway. I’ve built my business with care, intention, and a strong standard for how I show up for my clients. I may not be part of a massive team, but what I offer is personal, hands-on service backed by deep local knowledge and years
of real experience.
My goal is to provide a high-level, one-on-one approach that feels tailored—not templated. I know this market inside and out, and I bring strong negotiation skills, adaptability, and a reputation that’s well-respected among clients and agents alike. That’s reflected in my consistent five-star reviews and long-term relationships built on trust, hustle, and heart.
Where do I start if I want to buy a home?
Getting pre-approved by a lender is one of the first steps. This gives you a clear understanding of your budget and shows sellers you’re serious. Need a recommendation?
I work with some amazing local lenders I’d be happy to connect you with.
How much do I need for a down payment?
It depends! Many buyers think 20% is required, but some loan programs allow as little as 3–5% down. VA and USDA loans can even offer 0% down. We’ll find the best fit based on your goals and eligibility.
What are the hidden costs of buying a home?
You’ll want to budget for closing costs (typically 2–4% of the purchase price), inspections, and possibly repairs. I’ll walk you through each of these as we go, so there are no surprises. There are options depending on the market to ask the sellers to cover these expenses for you!
How long does the home buying process take?
Once you’re pre-approved and under contract, the closing process usually takes about 30–45 days. The timeline to find the right home varies based on your goals and what’s available.
Can you help me find off-market or coming-soon listings?
Absolutely. I keep a close eye on the market, and thanks to strong local connections, I often hear about homes before they hit the MLS.
What makes working with you different?
I keep it real. You’ll always get honest guidance, quick communication, and a strategic plan designed around your needs. I’ve helped everyone from first-time buyers to seasoned investors, and I treat every client like a priority—not a transaction.
Still have questions or want the full breakdown?
Grab my free Home Buyer Book—your step-by-step guide to buying with confidence or Message me directly.